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Jorge Andres

Update on Jorge Andres

Jorge is 21 years old, is single, and lives at home with his parents in San Jose de Chimbo. Jorge works in the store "Maxicarnes" as a salesman. He serves clients in the business. He needs a loan in order to purchase a computer in order to be able to complete his studies. His dream is to have enough money to be able to continue studying and to help his parents. In his free time he likes to go out with his parents.
View original language description ↓
Jorge tiene 21 años es soltero vive en casa de los padres en San jose de Chimbo.

Jorge trabaja en Maxicarnes como vendedor el atiende el negocio el dinero necesita para la comprar de una computadora para el estudio para poder terminar de estudiar.

El sueño es tener dinero para seguir estudiando y ayudar a los padres.

En los tiempos libres le gusta salir con los padres.

Previous Loan Details

Jorge is 20 years old and single. He lives with his parents in Chimbo, and he does not have children. He works at Maxicarnes [a store that sells meat] as a seller. He needs the money to buy a household appliance. The money helped him pay cash when he shopped. It is needed to furnish his pa... More from Jorge Andres's previous loan »

Additional Information

About Cooperativa San Jose

This loan is administered by Cooperativa San Jose, a 45,000-member credit union located high in the Andes Mountains of Ecuador’s poorest province, Bolivar. They offer a unique loan called “Ventanillas Rurales” [Window to the Countryside], which uses a group guarantee but is an individual loan with a savings component, mostly to rural borrowers. Due to low savings rates and a history of macroeconomic instability, many traditional loans in Ecuador demand interest rates that are prohibitively high for some borrowers. There is also a high incidence of extortionist black-market lending in Ecuador. CSJ helps mitigate these problems by providing a less onerous and more appropriate option. Join CSJ’s Lending Team!

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Ecuador

  • $10,600
    Average annual income
  • 63
    View loans »
    Ecuador Loans Fundraising
  • $26,542,600
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Jorge Andres to purchase a computer.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 22, 2013
May 31, 2013
Currency Exchange Loss:
Oct 17, 2014