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Luz Elena
Luz Elena lives in the municipality of Ticuantepe with her husband and two children. Her greatest dream is to be able to improve her living conditions. Her husband works in cultivation and for her part, Luz has a business selling food such as: enchiladas, tajadas (fried ripe banana pieces) with cheese, nacatamales (maize, meat and rice wrapped in banana leaves), tortillas, and junket.

With this loan she will be able to invest in her business and therefore earn better profits. With the profits, Luz invests in the construction of her house and helps her husband with the household expenses.

She thanks Afodenic and Kiva Funds for their support.
View original language description ↓
La señora Luz Elena habita en el municipio de Ticuantepe junto a su esposo y dos hijos, su mayor sueño es poder mejorar sus condiciones de vida, su esposo se dedica a cultivar la tierra, ella por su parte tiene su negocio vende comida como: Enchiladas, Tajadas con Queso, Nacatamales, Tortillas, Cuajadas. con este credito ella podra invertir en su negocio y asi obtendra mayores ganancias, con las ganancias doña Luz invierte en la construccion de su casa y su esposo le ayuda con los gastos del hogar, Agradece el apoyo que Afodenic y Fondos Kiva le ha brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 32
    View loans »
    Nicaragua Loans Fundraising
  • $26,398,725
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Luz Elena to buy groceries.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 4, 2013
Currency Exchange Loss:
May 17, 2014