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Ruth Evelina
Ruth, 23, is married but has no children yet; she’d like to focus first on her pharmacy and chemistry career. She’s studying thanks to a half scholarship. She very much wants to improve by means of her studies in order to help her parents. The loan she’s requesting is to buy a computer because she often has to do her research at night in an Internet café and she lives in an unsafe zone; this is why she greatly needs to buy herself a computer.
View original language description ↓
Ruth, tiene 23 años es casada no tiene hijos aun, primeramente desea enfocarse en su carrera de Química y Farmacia, cursa sus estudios gracias a una media beca, ella tiene muchas ilusiones de superarse con sus estudios para ayudar a sus padres. El crédito lo solicita para comprarse una computadora, ya que muchas veces tiene que hacer tareas de investigacion de noche en los cyber café y es peligroso por la zona donde habita, es por eso que necesita en gran manera comprarse la computadora.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 61
    View loans »
    Nicaragua Loans Fundraising
  • $25,729,225
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $525 helped Ruth Evelina to buy a computer.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
May 31, 2013
Currency Exchange Loss:
Jul 17, 2014