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Joel is 40 year old businessman married to Saveria, a grocer. They are blessed with four school-going children who are eight, six, four and two years old, respectively. Joel has been practicing cash crop farming as a primary business for the past seven years. He also does masonry work and earns an approximate monthly income of KES. 38,000 from his businesses, which he uses to provide for his family.

He is applying for his third loan from KADET LTD after repaying the previous loans successfully. He will use the loan to cultivate the land and also buy farm inputs for the coming planting season.

With the expected profit, he will construct a permanent residential house for his family. His hopes and dreams are to build rental houses and educate his children.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 546
    View loans »
    Kenya Loans Fundraising
  • $49,761,875
    Funds lent in using Kiva
  • 85.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $825 helped Joel to cultivate the land and also buy farm inputs for the coming planting season.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 9, 2013
Currency Exchange Loss:
Jun 17, 2014