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Gulbahor is a married woman. She is 42 years old. Gulbahor is the mother of three sons. She and her family reside in the Spitamen region. Gulbahor's husband works in Russia in construction, and her eldest son works as a trader in the market district. Gulbahor herself has a high school education. She works in a textile factory as an operator, 2nd class.

In addition, Gulbahor is engaged in agriculture. To improve living conditions for her family, Gulbahor intends to do business, namely buying and selling cattle.

She is requesting a loan to buy three heads of cattle in order to fatten and resell them. She has all the conditions for raising cattle.
View original language description ↓
Гулбахор замужняя женщина. Ей 42 года. Гулбахор мать троих сыновей. Она со своей семьей проживает в районе Спитамен. Муж Гулбахор работает в России на стройке, а её старший сын работает продавцом на рынке района. Сама Гулбахор имеет среднее образование. Она работает в Текстильной фабрике в качестве оператора 2-го разряда. Кроме этого Гулбахор занимается сельским хозяйством. Чтобы улучшить условия проживания в семье, Гулбахор намерена заняться бизнесом, а именно купле-продажей крупнорогатого скота. Она запрашивает кредит для закупа 3-х голов крупно-рогатого скота с целью дальнейшего их откорма и продажи. У нее имеются все условия для разведения скота.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 203
    View loans »
    Tajikistan Loans Fundraising
  • $32,074,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $2,950 helped Gulbahor to buy three heads of cattle.
100% repaid
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 30, 2013
May 31, 2013
Currency Exchange Loss:
Jul 17, 2015