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William Alberto
View original language description ↓
William Alberto is dedicated to the sale of electronic household items and new and used clothing. He opened this business 11 years ago by selling just clothes and established a fixed point. Today, his sales are also conducted by travelling from area to area.

William's plans for his business are to augment salest in order to offer a better quality of service to his clients. He would also like to, in the future, be able to have a store for these products. William Alberto is married with four children that are of schooling age. His wife supports and helps him with his business.

They live in the Villa Reconciliacion neighborhood, an area where juvenile delinquincy has increased. For this reason William is asking for a loan in order to purchase material and build a wall behind his house and in this way provide more security for his family.

Translated from Spanish by Chloé Tuot, a Kiva Volunteer.

William Alberto se dedica a la venta de electrodomésticos, ropa nueva y ropa usada, empezó su negocio hace 11 años vendiendo solamente ropa y establecido en un punto fijo, ahora sus ventas las realiza también de forma ambulante.

Los planes que William tiene para su negocio es aumentar las ventas para poder ofrecer mejor calidad de servicio a sus clientes, y desea también en un futuro poder poner una tienda de estos productos. William Alberto es casado, tiene 4 hijos quienes se encuentran en edad escolar, su esposa lo apoya en la actividad del comercio.

Habitan en el barrio Villa Reconciliación, lugar donde la delicuencia ha aumentado es por eso que William solicita el crédito, para comprar materiales y construir un muro en la parte trasera de su casa y así brindarle mayor seguridad a su familia.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 31
    View loans »
    Nicaragua Loans Fundraising
  • $26,396,925
    Funds lent in using Kiva
  • 19.4
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped William Alberto build a wall in the area behind his house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Aug 30, 2008
Jul 22, 2008
Currency Exchange Loss:
Jun 15, 2009