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Claudia Del Carmen
Claudia lives in the city of Masaya. Her plan is to finish building her house. She and her husband work daily to realize this dream. She is a merchant, and her husband owns a metallurgy shop. They share the household expenses. The biggest problem they have is not being able to raise enough money all at once because household expenses and those of their son make it complicated. She will use this loan to buy the following materials: zinc, beams, blocks, cement, iron, and more. She thanks Afodenic and Kiva for their support.
View original language description ↓
La señora Claudia habitante del municipio de Masaya, sus planes a futuro es poder terminar de Construir su casa junto a su esposa trabaja dia a dia para poder cumplir su sueño, ella es comerciante y su esposo es dueño de un taller de Metalurgia, entre los dos se dividin los gastos del hogar, la mayor difucltad que se les presenta es que no pueden recaudar de una sola vez el dinero ya que con los gastos del hogar y los de sus hijo se le es complicadao, con este credito que se le ha otorgado comprara los siguientes materiales, Zinc, Perlines, Bloques, Cemento, Hierro, etc. Agradece el apoyo que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 70
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.7
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $825 helped Claudia Del Carmen to buy building materials.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 23, 2013
Jun 4, 2013
Currency Exchange Loss:
Jul 4, 2013