A loan of $950 helped to purchase a water tank.

Truphena's story

Truphena lives in the Kisii area of Kenya, which is a primary banana and sugar cane-growing region. She has three children and has been doing farming for three years. Her primary income sources are milk, eggs and tea.

She stated what is most enjoyable about farming: “growing crops and rearing livestock." Her biggest challenges are diseases. Animals on the farm have been given the names of “Nyota”.

Truphena was asked why she chose Juhudi Kilimo for this loan, to which she replied, “Better services.” This client was also asked what was learned during Juhudi's required micro-finance training session, and she replied, “Better services.”

Her highest monthly expense is business-related. When asked, “How will this loan benefit your family?” Truphena replied, “Cater (to) family expenses.”

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Truphena owns a cow and poultry, but does not own a pig, pump, bicycle, motorcycle or automobile. Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household a mosquito net, but does not have electricity, solar power, running water, sewing machine, TV or DVD.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details