A loan of $950 helped to purchase a water tank.

Naom's story

Naom lives in the Kisii area of Kenya, which is not far from Masai land. She has 5 children and has been farming for 30 years. Her primary income sources are milk and crops.

She stated what is most enjoyable about farming: 'Cattle keeping and farming.' Her biggest challenge is 'Climate change and diseases.' Animals on the farm have been given the names of 'Nyasanako.'

Naom was asked why she chose Juhudi Kilimo for this loan, to which she replied: 'Because of farming.' This client was also asked what was learned during Juhudi's required micro-finance training session: 'The services they offer.'

Her highest monthly expense is school fees. When asked how this loan will benefit her family, Naom replied 'To cater for family exepenses.'

As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Naom owns the following: 'cow, poultry, pump' but does not own 'pig, bicycle, motorcycle, automobile.' Juhudi Kilimo also tries to measure any change in living standards based on this loan. This borrower has in the household 'mosquito net, electricity, TV, DVD' but does not have 'solar power, running water, sewing machine.'

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and sent the data to a central online repository, thus reducing paper use, making the process more efficient, and keeping costs down.

Loan details

Lenders and lending teams

Loan details