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Laura is from Kapan town, where she lives with her husband. The couple is provided with retirement pension, but the pension they get is hardly enough for covering their daily costs. So, Laura and her husband are also involved in beekeeping. They keep 10 colonies of bees, get high-quality honey and sell it in the local market.

Realizing that beekeeping helps them to have stable income during the month, Laura would like to expand her business. She has applied for this loan, which she will use to purchase colonies of bees and enlarge her business. The loan is important for Laura and her husband to get more honey, sell it, and improve their living conditions.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.

About Armenia

  • $6,300
    Average annual income
  • 143
    View loans »
    Armenia Loans Fundraising
  • $15,809,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Laura to buy more colonies of bees.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
May 13, 2013
Jun 2, 2013
Currency Exchange Loss:
Apr 16, 2014