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Despite her young age, Neli has been involved in agriculture for 16 years, running a farm in Taperavan, one of the small villages of Ararat region. Neli owns arable land upon which she cultivates tomatoes, working hard to gather a good harvest and sustain her family.

The mother of a little daughter, Neli and her husband do their best to earn enough income for the family. Because agriculture is the family's only source of income, she would like to expand her farming business and so has requested this loan to purchase seeds and fertilizer. The loan will give Neli an opportunity to increase the harvest and sell it locally.

As an enthusiastic woman willing to improve her family’s living conditions, Neli is sure that her hard work will result in the big farm of her dreams.

Additional Information

About SEF International

SEF’s mission is to extend business development and financial services to emerging entrepreneurs in search of productive opportunities to support their families and communities and to build bright futures for children in Armenia.


About Armenia

  • $6,300
    Average annual income
  • 138
    View loans »
    Armenia Loans Fundraising
  • $16,733,225
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $3,000 helped Neli to pay for seeds and fertilizer for cultivation of her land.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 7, 2013
Jun 2, 2013
Currency Exchange Loss:
Jun 17, 2015