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Furaha -Chanika Group
In this Group: Ngoi, Kibibi, Fatuma, Latifa, Mwanvita, Mazoea, Fatuma, Hidaya, Zainabu, Tumaini, Zena
Ngoi, who is in her late 30s, is married and has three children, who are still going to school. She has been running two types of businesses--selling cosmetics and Madiras (a type of Muslim dresses). She has been in these businesses for two years. She works from 10 AM to 6 PM daily and is able to make a small monthly profit. This will be Ngoi's second loan from Tujijenge Tanzania. She used the previous loan to started selling cosmetics, and to buy more Madiras to sell, and she has repaid her loan successfully. She used the profit to contribute to the cost of buying food, to continue building her house, and to cover household expenses. She will use this loan to buy more Madiras to resell. Her dream is to become an international businesswoman. Ngoi will share this loan with the Furaha-Chanika Loan Group, which consists of 11 members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 16
    View loans »
    Tanzania Loans Fundraising
  • $16,065,825
    Funds lent in using Kiva
  • 1,628.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Furaha -Chanika Group's $3,600 loan helped a member to buy more Madiras (a type of Muslim dresses) for resale.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 28, 2013
Jun 2, 2013
Currency Exchange Loss:
Nov 17, 2013