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Margarit is 45 years old, married, and has two children. She lives in the village of Nor Geghi, which is in Kapan area. Her daughter is married and lives with her family. Since 1992 Margarit and her family have engaged in the agricultural business. They have plot of land near their house and grow vegetables, such as potatoes, tomatoes, and cucumbers. Margarit’s husband sells their crops in fruit markets. She also has a big barn for animals where she breeds piglets.

Margarit is requesting a loan, which she will use to buy a fodder, oats, and cereals for her piglets. She and her family work hard day and night in order to sustain their family. She hopes to receive more profit from her farming in the future.

Additional Information

About “Nor Horizon”

“Nor Horizon” UCO LLC is committed to promoting poverty alleviation in Armenia by providing high-quality financial and other business development services to enterprising individuals in under-served rural and urban markets who have a strong will to establish and develop their own small-scale businesses. Originally created as the Armenian micro credit program of Oxfam (Great Britain) in late 1995, “Nor Horizon” LLC has been licensed under supervision of the Central Bank of Armenia since early 2006.

For more information about “Nor Horizon,” please visit the partner page or website.

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About Armenia

  • $6,300
    Average annual income
  • 178
    View loans »
    Armenia Loans Fundraising
  • $17,065,475
    Funds lent in using Kiva
  • 417.2
    Armenia Drams (AMD) = $1 USD

Success!! The loan was 100% repaid

A loan of $725 helped Margarit to purchase fodder, oats, and cereals for her piglets.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Apr 30, 2013
May 30, 2013
Currency Exchange Loss:
Dec 17, 2013