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This widow with four adult-aged children is from Libertad, Kolambugan, Lanao Del Norte. She is Esmeralda, a 63-year-old who is engaged in dried fish selling. She has had this business for five years. She requested a loan for additional capital to purchase additional kilos of dried fish to expand her business.

Esmeralda has been a member of PMPC for one year and makes it a point to pay the loans in a timely manner. In the future, Esmeralda hopes to improve her living conditions.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

About Philippines

  • $7,000
    Average annual income
  • 356
    View loans »
    Philippines Loans Fundraising
  • $70,667,525
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,150 helped Esmeralda to purchase additional kilos of dried fish.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
May 21, 2013
May 30, 2013
Currency Exchange Loss:
Oct 23, 2014