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A hardworking woman is from Baybay Tinagsa, Kolambugan, Lanao Del Norte, Alma is 45 years old. She is separated with seven children.

Alma owns a mini-grocery store that sells goods. She has had this business for 10 years. She requested a loan to purchase additional stock for her store.

Alma has been a member of PMPC for 3 years. She is one of PMPC's members in good standing. In the future, Alma hopes to improve her living conditions and continue to support her children despite the status of her family.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.


About Philippines

  • $7,000
    Average annual income
  • 523
    View loans »
    Philippines Loans Fundraising
  • $69,838,675
    Funds lent in using Kiva
  • 41.9
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,200 helped Alma to purchase stock for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
May 30, 2013
Currency Exchange Loss:
Jun 17, 2014