A loan of $4,200 helped a member to buy groceries and to pay for her children's education.


Mujeres Con Decisión (Cuenca) Group's story

The communal bank Mujeres con Decisión comprises 11 women, who engage in various activities to improve their household finances and to support their families. They live in the outlying areas of Cuenca, which is the country's third most important city and a World Heritage Site since December 1999. The city has many places to visit where you can have fun with your family. Ruth Esperanza has been a member of Mujeres con Decisión for eight years, and, during this time, the communal bank has become family to her. She likes the loans because they improve her financial stability. Ruth Esperanza, 39, is married and has three children, ages 17, 14, and 8, from the relationship. The two oldest children are in high school, and the youngest attends a small school in the city. Her husband is an auto mechanic, and they live in their own house. For several years, Ruth Esperanza has worked Monday to Saturday in a florist shop, where they sell flowers for all occasions. She will use the loan to buy groceries and to pay for her children's education. Her dream is to be debt free.

In this group: María Rosario, Ruth Cecilia, Jenny Susana, María Carmen, Zoila Oliva, Norma Elizabeth*, Erika Fernanda*, María De Lourdes, María Yasmin, Anita Lucia, Ruth Esperanza
*not pictured

Translated from Spanish by Kiva volunteer


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Loan details