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Armando is 33 years old and lives with in the city of Pucallpa with his wife and young son. He loves his son and he is Armando's main reason for living. Armando is friendly, hard-working and enthusiastic and, together with his wife, they put in all their efforts to helping their family move forward. Thanks to his efforts, Armando was able to study mechanics but, unfortunately, was not able to enter the profession. In his free time, Armando likes to go out with his family, into the city's warm and welcoming streets.

Through his own initiative, and with a lot of determination and dedication, Armando works as a security guard in his city. Additionally, at the weekend, he works as a mototaxi driver. He works every day for around twelve hours and he thinks things are going well for him because he treats others well.

Armando is very grateful to Kiva lenders as, thanks to the help provided, he will be able to cover labour costs and to buy material, such as corrugated iron, nails and roof slats. Armando wants to improve the roof on his home as, then, he and his family will be safer and better protected from the elements. Armando will be able to continue working and putting in the effort to achieve his great dream of seeing his young son one day become a professional.
View original language description ↓
Armando es un hombre de 33 años, vive en la ciudad de Pucallpa con su esposa y su pequeño hijo, a quien ama y es su principal razón en la vida, el es una persona muy amable, trabajador y entusiasta, que junto con su esposa dedican todos sus esfuerzos por sacar adelante a su familia; gracias a su esfuerzo Armando pudo estudiar la carrera técnica de Mecánica que deseaba, lamentablemente no ha podido ejercer su profesión, en sus ratos libres le gusta pasear con su familia por las calurosas y acogedoras calles de su ciudad.
Por iniciativa propia, con mucho empeño y dedicación, Armando trabaja como vigilante brindando servicios de seguridad en una empresa service de su ciudad, adicionalmente los fines de semana trabaja como chofer de mototaxi, brindando servicios de transporte, el trabaja todos los días por un aproximado de 12 horas y cree que le va bien por el trato amable que brinda a los demás.
Armando se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá cubrir los gastos de mano de obra y materiales, como calaminas, clavos, listones y otros, ya que desea mejorar el techado de su vivienda, de esta manera Armando y su familia tendrá mayor seguridad y bienestar, así pues el seguirá trabajando y esforzándose para lograr su gran sueño de ver a su pequeño convertido en un buen profesional.

Additional Information

More information about this loan

This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Peru

  • $12,000
    Average annual income
  • 82
    View loans »
    Peru Loans Fundraising
  • $63,797,675
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $750 helped Armando to improve the roof on his home.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 10, 2013
May 31, 2013
Currency Exchange Loss:
Jun 17, 2014