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Dios Con Nosotros Group
In this Group: Gilma Bertha, Karla Vanessa, Mireya Del Carmen
This group is made up of three enterprising members. One of them is Mireya, 39. She's single and has one child. Her business is selling new clothing and sandals, a job she has done for four years. She sells her merchandise to her community and neighbors.

She'll invest the loan in buying clothing such as men's Levi's, dress pants for women, Jingo-brand pants, blouses, sport shirts, platform sandals, etc.

Gilma, 28, sells cosmetics. Karla, 32, sells cosmetics and underwear.
View original language description ↓
Este grupo está formado por tres socias emprendedoras una de ellas es Mireya tiene 39 años de edad, soltera y su negocio es la venta de ropa nueva y sandalias actividad que viene realizando desde hace cuatro años, tiene un hijo y su mercadería la vende a su comunidad, vecinos, el crédito lo invertirá en la compra de ropa como pantalón de varón Levy, pantalón cristal de mujer, pantalón jingo, blusas, camisa sport, sandalia plataforma etc. Gilma tiene 28 años de edad y su negocio es la venta de cosméticos y Karla tiene 32 años su negocio es la venta de cosméticos y ropa interior.

Additional Information

About ADIM

Located in Central America, ADIM is a small microfinance institution with a strong social focus. In the saturated microfinance market of Nicaragua, ADIM stands out for its emphasis on the holistic development of women as well as its provision of responsible financial services. Founded in 1989 by a small group of Nicaraguan women, this institution has remained true to its initial goal of providing its clients (90% of which are women) with an opportunity for economic growth, in addition to personal and professional empowerment. Supporting an ADIM borrower means contributing not only to the continued offering of the socially conscious services it provides, but also to the sustainable growth of a truly unique microfinance institution.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Nicaragua

  • $4,800
    Average annual income
  • 39
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A portion of Dios Con Nosotros Group's $1,100 loan helped a member to buy clothing.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
May 10, 2013
May 30, 2013
Currency Exchange Loss:
Nov 17, 2013