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Cecilia, 63, works selling all types of personal use products like lotions, deodorants, creams and talc, among other things. Her business is located at home and she uses profits from sales and help from her husband to cover her household expenses. She lives in her own house with her husband and three children.

She wants to expand the business which is why she’s requesting a loan to be able to buy everything necessary like perfumes and deodorants and she also wants to buy clothes because she has many customers because she sells her goods at affordable prices. With the requested help she’ll earn higher profits thus continuing to give her family what they need with no limitations whatsoever.
View original language description ↓
Doña Cecilia de 63 años de edad se dedica a la venta de todo tipo de productos de uso personal como lociones, desodorantes, cremas, talcos entre otras cosas, su negocio lo tiene ubicado en su lugar de residencia con las ganancias que obtiene de sus ventas y con la ayuda de su esposo logran solventar los gastos de su hogar, vive en casa propia con su esposo y sus tres hijos, la clienta desea acrecentar su negocio por eso solicita un crédito que le permita poder comprar todo lo necesario como: perfumes, desodorantes y también desea comprar ropa ya que tiene mucha clientela por dar sus productos a precios accesibles, con la ayuda solicitada ella podrá obtener mejores ganancias y así seguirá dándole a su familia lo que necesita sin limitación alguna.

Additional Information

About Apoyo Integral

Apoyo Integral (Apoyo) is a nonprofit organization offering financial products that enable clients to increase their working capital, purchase fixed assets, buy and remodel homes, expand agricultural business and more. The organization’s target group is businessmen and women who have already established their businesses but need financial support to strengthen or expand them.

Like Kiva, Apoyo is committed to empowering women involved in business activities in rural areas. Kiva lenders’ funds will be used to expand these services to an even greater number of poor clients in rural areas.

About El Salvador

  • $7,500
    Average annual income
  • 716
    View loans »
    El Salvador Loans Fundraising
  • $29,653,300
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $500 helped Cecilia to buy lotions, deodorants, creams, talc, etc. and also clothes.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
May 17, 2013
May 30, 2013
Currency Exchange Loss:
Jan 17, 2015