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Echo Des Anges De Ouanaminthe Group
In this Group: Denise, Junie, Amalia, Rosecarline, Elismond, Myrlande, Alius, Marieange, Nanouse, Nardia, Clemencia, Leger, Isemene*, Otancia*
* not pictured
Denise is the coordinator of her group Echo des Anges. She is married and has two children. She lives in northeastern Haiti, where electricity is rare and water is very limited.

Denise has been running her business selling grocery items for the last five years. Before this business, she used to sell all sorts of things. She hopes that this loan will help her to expand her business.

Other members of the group have need of a loan for such businesses as selling cosmetics, carbonated beverages, etc. She says that her main challenge is to become a bigger merchant in the area. Her main goal is to have a bigger business, which will facilitate the construction of a bigger house with loans from Esperanza Int.
View original language description ↓
Denise est la coordinatrice de son groupe Echo des Anges. Elle est mariée elle a 2 enfants. Elle habite dans la région nord`est Haïti ou l’électricité est rare et de l’eau portable est très limite.

Denise dirige son commerce de vente de produits alimentaire pendants les 5 dernières années. Avant de ce commerce elle était la vendeuse de toute sorte. Elle espère que ce emprunt l’aidera a grandir son commerce

Des autres membres de groupe ont besoin d'un emprunt pour les commerces tel que ventes produits cosmétiques, boissons gazeuses etc. Elle dit que son défi principal est de devenir une plus grande commerçante dans la zone. Son but principal c’est d’avoir un plus grand commerce qui lui facilitera à construire une plus grande maison avec prêt de Esperanza Int.

Additional Information

More information about this loan

This loan is designed for a borrower or group of borrowers in Haiti. Esperanza is one of the few MFIs currently working in the northeast region of the country. Through lending, the organization aims to stimulate economic growth and opportunity in a country that has suffered debilitating crises, including political instability, natural disasters and poverty. Esperanza lends primarily to groups of women who cross-guarantee each other's loans. They also receive financial literacy courses and health services. 

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Haiti

  • $1,300
    Average annual income
  • 11
    View loans »
    Haiti Loans Fundraising
  • $2,592,800
    Funds lent in using Kiva
  • 42.5
    Haiti Gourdes (HTG) = $1 USD