A loan of $475 helped to purchase poultry.

Joyce's story

Joyce lives in the Litein area of Kenya. She has five children and has been farming for seven years. Her primary income sources are milk, eggs and crops. Her biggest challenge is animal diseases. Animals on her farm have been named Serio and Chelegen.

Joyce chose Juhudi Kilimo for this loan because the organization insures dairy cows. During Juhudi's required micro-finance training session, Joyce learned that the organization gives loans to individuals within a group.

Joyce’s highest monthly expense is school fees. This loan will benefit her family by enabling her to pay school fees for her children. As part of Juhudi's loan appraisal process, each borrower's assets are evaluated. Joyce owns a cow and poultry but does not own a pig, pump, bicycle, motorcycle or automobile. In terms of household assets, she has a mosquito net and solar power but does not have electricity, running water, a sewing machine, a TV or a DVD player.

Note: To create this loan profile, Juhudi Kilimo used a mobile device to gather information in the field and send the data to a central online repository, thus reducing paper use, making the process more efficient and keeping costs down.

Loan details

Lenders and lending teams

Loan details