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Ms. Shama is a 23-year-old lady and she has been in the business of making footballs for many years. Her father passed away 10 years ago so her mother started a business of stitching footballs. Shama joined her mother’s business and is now well known in her community for providing best quality footballs in different sizes. She earns enough to bear the expenses of her family members. For the improvement of her business, she contacted a Kashf Foundation business development officer for a loan of Rs. 25,000. The amount will be used to purchase rubber bladders and leather covers in large quantities in order to cater to more customers without delay. She is hopeful to increase her sales which ultimately will help in generating more cash. She dreams of expanding her business in the near future.

Additional Information

About Kashf Foundation

Kashf Foundation is one of the leading microfinance providers in Pakistan, focused on expanding financial access for poor women across the country. The organization’s economic empowerment program has grown from 913 clients in 1999 to 284,653 clients as of May 2012, with a current outstanding portfolio of US$32 million.

Kashf has trained over 227,000 clients in basic financial literacy and systemized financial education since 2010, in addition to providing training in gender justice and empowerment to over 12,500 participants since 2011. This group includes clients, their husbands and adolescent boys in their communities.

Over the past 16 years, Kashf has disbursed an estimated 2 million loans. Today, it operates in 16 districts in Punjab province and 1 district in Sindh province through a network of 157 branches. It plans to open 19 new branches to cover all four of Pakistan’s provinces.

About Pakistan

  • $4,700
    Average annual income
  • 319
    View loans »
    Pakistan Loans Fundraising
  • $16,524,375
    Funds lent in using Kiva
  • 98.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $275 helped Shama to purchase rubber bladders and leather covers in large quantities.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
May 29, 2013
Currency Exchange Loss:
Jun 17, 2014