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Manzar is a young, active fellow of 24. He is still single and does not have any children. But he loves children very much and plans to get married soon. Manzar currently lives with his parents. After graduating from school, Manzar went to a pedagogical institute, graduated, and received his teacher's diploma. He then became a college teacher, where he is still employed. But a teacher's salary is small, and it doesn't pay for a decent place to live. So Manzar started his own small business and wants to expand it gradually, so that it provides a good income for him and his family. He sells food products, and has his own shop. But because Manzar has a job at the college, he can't be at his shop all of the time, and his mother helps him out. Now Manzar wants to increase his shop's assortment of merchandise so he can better meet the needs of his customers. So he wants to buy a lot of many different types of products to increase his sales. To accomplish this, he turned to Arvand and to requesting a loan to buy food products. He thanks you in advance.
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Манзар молодой и активный парень в возрасте 24 лет. Он пока не женат и не имеет детей. Но он очень любит детей и в скором времени собирается жениться. А сейчас Манзар живёт вместе со своими родителями. После окончания школы Манзар поступил в педагогическое училище, закончил его и получил профессию учителя. После чего он устроился на работу учителем в колледж, где и работает по сей день. Но зарплата учителя маленькая, и её не хватает на достойное проживание. Поэтому Манзар начал свой маленький бизнес и хочет постепенно его развивать, чтобы этот бизнес приносил хороший доход ему и его семье. Он занимается купля-продажей продуктов питания, для этого у него имеется собственный магазин. Но так как Манзар работает в колледже, он не может всё время находится в магазине. И пока Манзар находится на работе в колледже, в магазине помогает продавать его мама. Сейчас Манзар хочет увеличить ассортимент продуктов в своём магазине, чтобы удовлетворять больше нужд населения. Поэтому он хочет закупить много разнообразного вида продуктов для дальнейшей продажи и этим самым увеличить свой товарооборот. Для этого он обратился в Арванд и хочет получить кредит для покупки продуктов питания и заранее благодарит за поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 236
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $1,500 helped Manzar to buy food products.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2013
May 30, 2013
Currency Exchange Loss:
Jun 29, 2013