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Husam is a 49 year-old governmental employee. He is a father of six children who tries his best to offer them a better life. For that he opened a small cafeteria where he serves hot drinks. Now Husam is applying for another loan to start making sandwiches to sell along with serving hot and cold drinks to increase his revenue. Now he wants to get the basic ingredients and a few sandwich-making tools using the loan.

Additional Information

About National Microfinance Bank

Jordan is a small country located in the heart of the Middle East’s Levant region. Regional instability has caused Jordan to be excluded from global investments for decades. Additionally, a lack of natural resources—including water and energy—places tremendous strain on the Jordanian economy, over 80% of which consists of small businesses, largely in the service industry. Despite their importance in the economy, many of these businesses are excluded from the banking sector because of their size. Microfinance institutions like National Microfinance Bank offer them an opportunity to enhance and expand their businesses. NMB also offers its services to other underprivileged peoples in Jordan, providing them with loans to pursue educational goals and improve their homes and livelihoods.

About Jordan

  • $6,100
    Average annual income
  • 27
    View loans »
    Jordan Loans Fundraising
  • $8,793,150
    Funds lent in using Kiva
  • 0.7
    Jordan Dinars (JOD) = $1 USD
A loan of $1,425 helped Husam to get the basic ingredients for making sandwiches and a few sandwich making tools.
Repayment Term
23 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 29, 2013
Currency Exchange Loss:
Jun 28, 2013