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Safarqul is 48 years old and married. He is a father and a grandfather with four children and three grandchildren. Safarqul and his family live in the south-west of Tajikistan in the Khuroson region. Safarqul has secondary education. He is a calm and kind person. His wife is a seamstress who works at home by making traditional dresses. Safarqul works in automotive repair. He was a farmer previously, but has since left that activity to his family.

As a child, Safarqul tended livestock. He would like to return to this activity and start his own business. He is taking this loan to purchase 7 heads of cattle in order to fatten and resell them. In the future, he plans to expand his business and start his own farm.
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Сафаркулу 48 лет. Он женат. Сафаркул отец и дедушка. У него четверо детей и трое внуков. Сафаркул со своей семьей живет в юго-западной части Таджикистана в районе Хуросон. Сафаркул имеет только среднее образование. Он спокойный и добрый человек. Жена Сафркула портниха, она у себя дома занимается вышиванием национальных платьев. Сам Сафаркул занимается ремонтом автомашины. Он раньше занимался земледелием, сейчас эту деятельность продвигает его семья. Сафаркул в детстве занимался скотоводством. Он хочет начать и продолжить этот вид деятельности. Сафаркул берет кредит для закупа 7-голов крупно-рогатого скота с целью дальнейшего откорма и перепродажи. В будущем он планирует расширить бизнес и открыть ферму.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 199
    View loans »
    Tajikistan Loans Fundraising
  • $31,816,650
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,950 helped Safarqul to buy 7 cows for fattening and resale.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 28, 2013
May 29, 2013
Currency Exchange Loss:
Jun 28, 2013