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Kalagala Abakyara Group
In this Group: Benon, Richard, Scovia, Lauben, Fred
Lauben is a married man with eight children. Six of them attend school, and the last two are still too young to go to school.

Lauben is an agriculturalist who concentrates on cattle-fattening to make a living for himself and his family. He started this business in 2000 because he had to cater to the growing needs of his large family. He started a small retail shop to supplement the already strained income.

He will use the loan to buy more cattle that he will graze for a short period and then sell. His goal is to facilitate his children's education up to university. He is, however, affected by drought, which affects the productivity of the cattle. He is a hardworking man.

Lauben appears as the second from the left in the photo.

Additional Information

More information about this loan

This loan is part of UGAFODE's program for clients who live in isolated rural areas with limited access to financial services. Uniquely, UGAFODE focuses its efforts on agricultural areas in Uganda that are over 50 km from their branches, providing loans to both groups and individual borrowers. The organization believes that the risk of offering services to remote clients is outweighed by the benefits to customers and their often underserved communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Uganda

  • $1,800
    Average annual income
  • 134
    View loans »
    Uganda Loans Fundraising
  • $33,804,000
    Funds lent in using Kiva
  • 2,597.0
    Uganda Shillings (UGX) = $1 USD
A portion of Kalagala Abakyara Group's $2,825 loan helped a member to buy cattle for fattening.
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
May 29, 2013
Currency Exchange Loss:
Jun 28, 2013