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Dilshod is a married young man. He is 28 years old and lives with his parents in the Shahrituz region. Dilshod is by nature an energetic and enterprising person. He is planning to start his own retail business and sell clothing. Dilshod has some savings, which he accumulated while buying and selling livestock. He has already purchased a retail spot at the regional market and has now applied for a loan to stock up on merchandise and start his business. Dilshod plans to buy his merchandise in bulk twice per month and sell it at retail prices at his market stall.
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Дилшод женатый молодой человек. Ему 28 лет. Он живет у родителей в районе Шахритус. Дилшод по природе энергичный и предприимчивый человек. Он собиратеся начать торговый бизнес и заняться торговлей одежды. У него имеются сбережения, накопленные за счет купли-продажи скота. Дилшод уже приобрел торговую точку на раынке района. Теперь чтобы закупить товар и начать бизнес он обратился за кредитом. Дилшод планирует закупать товар оптом в месяц дважды и продавать по розничной цене в своей торговой точке.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 257
    View loans »
    Tajikistan Loans Fundraising
  • $32,113,175
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD
A loan of $2,000 helped Dilshod to purchase clothing for resale.
Repayment Term
27 months (Additional Information)
Repayment Schedule
May 28, 2013
May 29, 2013
Currency Exchange Loss:
Jun 28, 2013