On his own initiative and with much hard work and dedication, Kervin works as an inventory operator for a sales company in his city. He works an average ten hours a day and believes things are going well for him because he is kind to others.
Kervin is very grateful to Kiva lenders because thanks to your help he will be able to buy groceries such as rice, sugar, vegetables, beverages and other items so he can start a small business in his home, a grocery store. He wants to earn extra income to pay for his university studies.
Por iniciativa propia, con mucho empeño y dedicación, Kervin trabaja como operario de inventario en una empresa comercial de su ciudad, el trabaja todos los días por un aproximado de 10 horas y cree que le va bien por su buen desempeño y por el trato amable que brinda a los demás.
Kervin se encuentra muy agradecido con los prestamistas Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de abarrotes, como arroz, azúcar, menestras, bebidas y otros, los cuales le servirán de mucho para poder iniciar en su hogar un pequeño negocio de venta de abarrotes, de esta manera Kervin podrá obtener mayores ingresos económicos, los mismo que utilizara para poder estudiar una carrera profesional.
More information about this loan
This loan is designed for people who have no access to financial services because they lack collateral or credit history, or run informal businesses. Caja Señor de Luren identifies these clients through a unique scoring system that evaluates their repayment capacity based on socio-economic and demographic indicators. The goal is to expand access to credit to vulnerable borrowers, empowering them to improve their income and living conditions.
About Caja Rural Señor de LurenCaja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.
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