A loan of $5,325 helped to purchase tools.

Michael's story

Michael was a drug addict for nearly half a century. He lost his family, home, car and job and was left wandering the streets of San Antonio, homeless, with only a backpack of clothes to his name.

Before changing his life around, his daily routine consisted of doing drugs, going to work without drugs, and then returning home to do more drugs.

Now 59, Michael is at last sober. And he owns a business. And he’s even creating jobs for others.

“It’s God’s will. I’m lucky to be alive,” he proclaims.

He started his business, MKH Construction, in June 2012. Within two months he had contracted 10 projects simply by word of mouth. And the business has continued to grow. He repairs homes to make them presentable for leasing. As Michael tells it, some tenants are not gentle on their properties, so landlords contract with him to fix, repair, or replace balconies, air and light fixtures and flooring.

Michael normally works on homes in Cibolo, Schertz and Converse, Texas. His business employs four to five residents of Haven for Hope, a transitional living campus for the homeless in San Antonio – where he also spent time getting his life back together.

Michael has been in the construction industry since he was 17 when he took his first roofing job in California. From there, he worked for a general contractor, who only hired workers who knew how to do everything to fix a house. While living at Haven for Hope, Michael contemplated working for the national do-it-yourself chain Home Depot--until he attended a day class on construction. “I was bored and had nothing to do, so I volunteered to work with the instructor, and he saw I knew a little more than him,” Michael said.

That instructor introduced Michael to Accion Texas, Inc., allowing him to become the first Haven for Hope resident to receive a loan. Michael returned to Accion nine months later to purchase equipment. “I’m running an honest job. What’s different about me is that I buy all materials and I don’t collect until the project is complete,” he says proudly. “The loan enabled me to buy tools that will help me do an even better job for my clients.”

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Loan details