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Geisel Patricia
Geisel is 33 years old and lives in the Schick housing development in Managua, which is an area where there is a lot of crime and poverty. She works selling various plastic products. She and her husband are trying to get ahead and keep their two children – ages 11 and 15 – in school. Geisel’s children are currently going to school, but she says they need a lot of special care and attention because of the housing development they live in.

This is Geisel’s first loan with AFODENIC, which she is requesting to improve the condition of her house. She will put up and plaster a wall and install ceramic tiles. She hopes that with this loan she will be able to pay for a large part of her home improvements.
View original language description ↓
Geisel, de 33 años habitante del Reparto Schick en Managua, una zona donde hay mucha delincuencia y pobreza, ella se dedica a vender productos variados de plásticos, junto a su esposo intenta como salir adelante para mantener la educación de sus 2 hijos de 11 y 15 años de edad quienes van a la escuela y requieren de un cuidado especial por el reparto donde habitan. Para Geisel esta es su primera experiencia de crédito con Afodenic, que solicita para mejorar las condiciones de su casa, hará levantado y repello de pared y pondrá cerámica, espera que con este financiamiento pueda cubrir una gran parte de mejoras para su vivienda.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 63
    View loans »
    Nicaragua Loans Fundraising
  • $26,432,925
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Geisel Patricia to buy cement, sand, ceramic tile, blocks and iron.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 4, 2013
Currency Exchange Loss:
May 17, 2014