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Teresa Dominga
Teresa and her husband struggle to get ahead with their family. Their children are now adults and she continues working as a caretaker. Her income is barely enough to cover the expenses, but she wants to improve her house little by little.

This new loan will be very useful to build a wall that the house lacks. For the moment, it is made of wood, but she needs to build it in concrete in order to guarantee safer conditions for her family.
View original language description ↓
Junto a su esposo doña Teresa, busca como salir adelante con su familia, hoy en día sus hijos son mayores de edad, ella continúa con su labor como conserje ingreos que con dificultad le da para pagar sus principales gastos de consumo, por lo que poco a poco quiere mejorar las condiciones de su hogar. Este nuevo crédito le vendrá muy bien para terminar de hacer una pared que aun le hace falta, por el momento es de madera y necesita ir haciéndola de concreto para garantizar la seguridad de su hogar.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 41
    View loans »
    Nicaragua Loans Fundraising
  • $26,385,025
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Teresa Dominga to buy bricks, cement, sand and iron.
100% repaid
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 21, 2013
Jun 4, 2013
Currency Exchange Loss:
Jul 17, 2014