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Ana Lucia
Ana is a twenty-one-year-old woman. When she completed secondary school, she began working to support her household. She decided to move in with her partner Edgar, who is twenty-four and has worked as a bricklayer from a very early age. Together they have a son, and they dream that one day he will have a professional career. For this reason they work hard so that their son will have everything he needs.

They live in Pastaza, a canton in the province if the same name, in the Amazonian region of Ecuador. The seat of the canton is the city of Puyo, which is located in the middle of the Amazonian forest in the west of the province, at an altitude of 924 meters above sea level. The area is not heavily populated, but there are a great number of sites that are popular with domestic and international tourists, especially having to do with ecological activity and extreme sports. The city is growing economically every day from commercial activity, livestock, agriculture and tourism. Financial and commercial firms have opened branches here in order to take advantage of the economic activity of this small city.

There are many people here who have not given up due to lack of employment opportunities, but who instead have started their own businesses in order to live a dignified life and make their dreams a reality.

For the past three years, Ana has been selling different brands of cosmetics. She sells her products on the long streets of her city, calling on customers, the majority of whom are women, also collecting payments and delivering her products. She started this business so that she could share in the household expenses and also cover some personal expenses. Many times, her customers ask for products that they need immediately, and this is an opportunity to obtain additional income.

For this reason, she is seeking a loan so that she can build up her inventory and obtain higher profits. This will in turn enable her to improve her standard of living and to have a savings account to draw on during times when her husband does not have contract work as a bricklayer.
View original language description ↓
Ana es una mujer de 21 años, cuando terminó la secundaria se dedicó a trabajar para ayudar en su hogar. Decidió vivir con su pareja Edgar que tiene 24 años y se desempeña como albañil desde muy joven y tienen un hijo con quien sueñan un día sea un profesional, es por esto que juntos se esfuerzan trabajando para que no le falte nada a su hijo. Ana vive con su pareja e hijo en Pastaza, un cantón ubicado en la Provincia con el mismo nombre, perteneciente a la Región Amazónica de la República del Ecuador. La cabecera cantonal es la ciudad del Puyo una ciudad ubicada en medio de la selva amazónica al occidente de la provincia de Pastaza y a 924 m. sobre el nivel del mar. Es demográficamente pequeña pero tiene una gran variedad de sitios que son los preferidos para turistas nacionales e internacionales sobre todo los de actividades ecológicas y de deportes extremos. Una ciudad que crece económicamente cada día por las actividades de comercio, ganadería, agricultura y turismo, por lo que en ella se han establecido sucursales de empresas financieras y comerciales que pretenden aprovechar la actividad económica que mantiene esta pequeña ciudad. En cada negocio se encuentra personas que no se han dado por vencidas frente a la falta de empleo sino que han emprendido con sus ideas de negocio para llevar una vida digna y hacer realidad sus sueños.
Ana desde hace 3 años se dedica a la venta de cosméticos de diferentes marcas, lo realiza de forma ambulante recorriendo las largas calles de su ciudad visitando a clientes que en su mayoría son mujeres, de la misma forma hace labor de cobranzas y entrega de productos. Comenzó con este negocio para también aportar con los gastos de su hogar y además algunos gastos personales. En muchas ocasiones sus clientes le piden productos que necesitan de manera inmediata, lo cual es una oportunidad para obtener ganancias adicionales, es por esto que solicita un préstamo para comprar productos a mejor precio e incrementar su stock para de esta forma obtener mayores ganancias y así mejorar su calidad de vida y tener un fondo ahorrado para cuando su esposo no tiene trabajos de albañilería donde lo contraten.

Additional Information

More information about this loan

About Fundación Alternativa

Fundación Alternativa encourages entrepreneurship and provides sustainable financial and non-financial services that promote social and economic development in Ecuador. The organization focuses on serving poor and excluded populations through analysis of clients' living conditions and by providing business training and other support services in urban, rural and marginalized parts of the country.

About Ecuador

  • $10,600
    Average annual income
  • 39
    View loans »
    Ecuador Loans Fundraising
  • $26,686,375
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Ana Lucia to increase her inventory of products.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
May 22, 2013
May 29, 2013
Currency Exchange Loss:
Jan 18, 2014