A loan of $800 helped to increase her inventory of products.

Ana Lucia's story

Ana is a twenty-one-year-old woman. When she completed secondary school, she began working to support her household. She decided to move in with her partner Edgar, who is twenty-four and has worked as a bricklayer from a very early age. Together they have a son, and they dream that one day he will have a professional career. For this reason they work hard so that their son will have everything he needs.

They live in Pastaza, a canton in the province if the same name, in the Amazonian region of Ecuador. The seat of the canton is the city of Puyo, which is located in the middle of the Amazonian forest in the west of the province, at an altitude of 924 meters above sea level. The area is not heavily populated, but there are a great number of sites that are popular with domestic and international tourists, especially having to do with ecological activity and extreme sports. The city is growing economically every day from commercial activity, livestock, agriculture and tourism. Financial and commercial firms have opened branches here in order to take advantage of the economic activity of this small city.

There are many people here who have not given up due to lack of employment opportunities, but who instead have started their own businesses in order to live a dignified life and make their dreams a reality.

For the past three years, Ana has been selling different brands of cosmetics. She sells her products on the long streets of her city, calling on customers, the majority of whom are women, also collecting payments and delivering her products. She started this business so that she could share in the household expenses and also cover some personal expenses. Many times, her customers ask for products that they need immediately, and this is an opportunity to obtain additional income.

For this reason, she is seeking a loan so that she can build up her inventory and obtain higher profits. This will in turn enable her to improve her standard of living and to have a savings account to draw on during times when her husband does not have contract work as a bricklayer.

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Translated from Spanish by Kiva volunteer Kevin Bohnert

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