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Jacobo, 36, is married and lives with his wife and three children in the city of Nuevo Celilac, Santa Bárbara. For nine years, he has been growing coffee and basic grains in small quantities on his own land for consumption and sale. He sells his coffee crop in parchment bags at the local market. He has previously applied for several crop loans, which have allowed his business to slowly grow. Crop sales are his source of income to support his family.

This will be his sixth loan cycle, and he will use the money to buy fertilizer to improve his coffee plantings and produce a good harvest. His goal is to slowly add more land and to give his family what it needs in terms of food, health care, education, and housing.
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Jacobo, tiene 36 años de edad, es casado, vive con su esposa y sus tres hijos en el municipio de Nuevo Celilac, Santa Bárbara. El lleva 9 años de dedicarse a cultivar sus propias parcelas de café y granos básicos en cantidades pequeñas para consumo y venta. La producción de café la vende en pergamino en el mercado local del municipio. Ha solicitado varios préstamos para sus cultivos, lo que le ha permitido aumentar poco a poco. La venta de su producción es la fuente de ingresos para el sostenimiento de su familia. El préstamo que solicita actualmente es el sexto ciclo y lo va invertir en la compra d e fertilizantes para mejorar el cultivo de café y lograr sacar buena cosecha. Su objetivo es seguir ampliando las parcelas poco a poco y poder darle a su familia lo necesario como alimentación, salud, educación y vivienda.

Additional Information

More information about this loan

This loan is part of an ODEF project that uses the Progress Out of Poverty Index (PPI) tool to measure client poverty levels. The tool is used to gauge the probability that a client falls below the poverty line based on living conditions, economic indicators, and access to basic services. Using the PPI helps ODEF to better understand its clients and ensure that impoverished individuals in Honduras get access to microfinance.

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

About Honduras

  • $4,800
    Average annual income
  • 36
    View loans »
    Honduras Loans Fundraising
  • $9,990,725
    Funds lent in using Kiva
  • 19.0
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jacobo to buy fertilizer to maintain his coffee crop.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
May 3, 2013
May 29, 2013
Currency Exchange Loss:
Jun 17, 2014