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Ana Isabel
Ana Isabel lives with her husband and children at the 10 ½ kilometer point on the Masaya highway. Her biggest dream is to be able to finish building her house. This way she will improve their living conditions.

She works as a merchant, like her husband. They split the household expenses between the two of them. The difficulty she faces is not being able to get together the money all at once. With the loan she has been granted she will buy materials like cement blocks, cement, sand, and iron, etc.

Ana Isabel is grateful for the support that Afodenic and the Kiva loan have given her.
View original language description ↓
La señora Ana Isbael, habita en el km 10 1/2 carretera Masaya, junto a su esposo e hijos, su mayor sueño es poder terminar de construir su casita, para asi mejorar sus condiciones de vida, ella trabaja como comerciante al igual su esposa entre los dos se dividen los gastos del hogar, la dificultad que se les presenta es que no pueden recaudar el dinero de una sola vez, con este credito que se le ha otrogado comprara Materiales como: Bloques, Cemento, Arena, Hierro etc. Doña Ana Isabel Agradece el apoyo que Afodenic y Fondos Kiva le han brindado.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 46
    View loans »
    Nicaragua Loans Fundraising
  • $26,296,575
    Funds lent in using Kiva
  • 24.9
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $625 helped Ana Isabel to buy construction materials.
Repayment Term
15 months (Additional Information)
Repayment Schedule
May 15, 2013
Jun 5, 2013
Currency Exchange Loss:
Jul 5, 2013