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Update on Robert

Robert is a Ugandan citizen, aged 45 and divorced with 4 children, all attending school. Robert is a businessman who deals in produce and the cattle trade, and also grows different types of crops which work as side income for him.

He has done these businesses for the last 5 years and says his main purpose was to boost his income and take care of his children. He has purposely applied for this loan to buy a piece of land to help provide a cattle shed and a farm house for the cattle herders.

He also hopes to use this loan to buy two Friesian bulls for cross breeding for better yields. This will further finance studies for his children. Robert confesses that his main challenges are dealing with cattle and livestock diseases, epidemics like foot and mouth disease, and disasters like droughts that have run for over eight months. However, he boasts of improvement in his daily life because of this business.

Previous Loan Details

Robert is a married man with a family and has four children. He applied for a loan of five million shillings but the branch loans committee only approved three million shillings. The purpose of this loan is to buy cows, fatten them and later sell them off to get money to back the loan. ... More from Robert's previous loan »

Additional Information

More information about this loan

This loan is part of UGAFODE”s Micro Mortgage Loan program.  Many of these clients are currently renting and these loans allow them to own their home and provide for their families. This may be their first home, or renovation to homes not fit for habitation.  By building and renovating, borrowers who utilize these loans have improved health and safety through a stronger structure and better protection from the elements.  UGAFODE offers these loans to cover essential costs like labour and material so borrowers can provide adequate shelter and sanitation facilities for their families.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Uganda

  • $1,800
    Average annual income
  • 117
    View loans »
    Uganda Loans Fundraising
  • $33,852,025
    Funds lent in using Kiva
  • 2,604.3
    Uganda Shillings (UGX) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,925 helped Robert to buy a piece of land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 23, 2013
May 29, 2013
Currency Exchange Loss:
Apr 16, 2014
This photo was used before for a previous loan for Robert. It was first posted on Kiva on Jan, 2013. Learn More