Although she has received no prior formal education, Esi is an entrepreneur. She specializes in selling oil and charcoal in Esiam (near Cape Coast). She has been involved in this enterprise for 4 years. Esi is married and has 5 children. Her husband works as a farmer. The proceeds from her business normally go towards helping her husband cover the family’s general expenses and pay their children’s school fees. Esi wants to use her loan to increase her current inventory levels, hence allowing her to sell greater quantities of oil and charcoal. In the long term, Esi plans to reinvest future profits into her business, thus helping her expand and meet rising customer demands.