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Ruziboy is a resident of the Qubadiyon region of Tajikistan. He is 40 years old, married and has one son. He works in the farming industry. Ruziboy has decided to take out a loan. He wants to start an additional business in livestock and begin buying and selling cattle. He has everything he needs for it, including the space to breed the animals. He plans to buy two bulls, fatten them over the period of a month and then sell them at a premium at a livestock market. In order to make this goal happen, he's asking for a loan of 700 USD to buy the two animals as well as their feed.
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Рузибой житель района Кубадиён. Ему 40 лет. Он женат и имеет одного сына. Он занимается земледелием. Рузибой решил обратиться за кредитом. Он хочет начать животноводческую деятельность и заняться купле-продажей крупнорогатого скота. У него имеются условия и место для разведения скота. Рузибой планирует закупать по 2-х голов бычков, откармливать в течение одного месяца и продавать с наценкой на скотном рынке. Чтобы реализовать свою цель он просит кредит в размере 700 долларов для закупа двух голов крупнорогатого скота и его корма.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MLO Humo and Partners

MLO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.

About Tajikistan

  • $2,700
    Average annual income
  • 206
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Ruziboy to buy and sell cattle.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 22, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014