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Elmira is 42 years old and raising four children. To provide the primary source of income for her family, Elmira is involved in animal husbandry, having started this business 16 years ago with a purchase of livestock for 9,000 som (KGS). Thanks to Elmira's persistent work, today her business yields about 5,000 - 7,000 som (KGS) per month. In order to further develop her business, Elmira requested a loan in the amount of 30,000 som (KGS) from the micro-finance bank "Bai-Tushum and Partners" to increase livestock headcount by buying small livestock. She plans to invest the earnings from the loan into a further increase of domestic livestock quantities and to begin construction of a home for her family in the near future.
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Элмире 42 года, воспитывает 4 детей. Элмира в качестве основного дохода для своей семьи занимается животноводством, стартовав 16 лет назад с покупки скота на 9,000 сом (KGS). Благодаря упорному труду Элмиры, ее хозяйство на сегодняшний день приносит около 5,000 -7,000 сом (KGS)в месяц.
В целях дальнейшего развития своего бизнеса, Элмира обратилась в Микрофинансовый банк «Бай –Тушум и Партнеры» за кредитом в сумме 30,000 сом (KGS) на увеличение поголовья скота за счет покупки мелкого рогатого скота. Доходы от кредита Элмира планирует вложить в дальнейшее приумножение количества домашней скотины, а в ближайшем будущем - начать стройку дома для своей семьи.

Additional Information

About Bai Tushum Bank CJSC

Bai Tushum Bank CJSC is a microfinance bank in Kyrgyzstan offering clients a range of products including loans for business development, trade, production, leasing, mortgage, consumption and more. Its portfolio is mostly comprised of group loans that cater to the broadest population of clients. Kiva lenders’ funds help the bank expand its services in remote areas to impact even more vulnerable communities in Kyrgyzstan.

About Kyrgyzstan

  • $2,500
    Average annual income
  • 57
    View loans »
    Kyrgyzstan Loans Fundraising
  • $12,008,925
    Funds lent in using Kiva
  • 48.3
    Kyrgyzstan Soms (KGS) = $1 USD

Success!! The loan was 100% repaid

A loan of $625 helped Elmira to increase livestock headcount by buying small livestock.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Apr 29, 2013
May 28, 2013
Currency Exchange Loss:
May 17, 2014