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José was born in the Cotañi community and still lives there. He is 43 years old, married and has five children. He is hard-working and enterprising and is moving forward in life with a lot of effort and work. José makes a living in construction, in agriculture, raising cattle and raising animals such as sheep, guinea pigs, pigs and hens. He also does artisan crafts, making hats, blankets and scarves with alpaca and sheep wool. José has been a member of the "Sumaq Paqari" communal bank for some years and, on this occasion, he needs a loan in order to buy alpaca and sheep wool.

(The Cotañi community is part of the Huancarani district in the Paucartamo province of the department of Cusco, Peru).
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José nació en la comunidad de Cotañi y vive en la misma comunidad donde nació, él tiene 43 años de edad, es casada y tiene cinco hijos, él es una persona trabajadora y emprendedora que sale adelante con mucho esfuerzo y trabajo. Su actividad económica principal es la albañilería, a la agricultura, la ganadería y la crianza de animales como ovejas, vacas, cuyes, chanchos y gallinas, él tambien se dedica a la artesanía o sea hace chulos, mantas, chalinas a base de lana de alpaca y oveja. Desde hace varios años que pertenece al banco comunal “Sumaq Paqari” y en esta oportunidad requiere el préstamo para comprar lana de alpaca y oveja.

(La comunidad de Cotañi pertenece al distrito de Huancarani dentro de la provincia de Paucartambo dentro del departamento de Cusco, Perú).

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About Asociación Arariwa
Asociación Arariwa is a large non-governmental organization that started offering microcredit in 1994 to improve the quality of life, skills and equity of the population in the rural Cusco region of Peru. Arariwa serves the southern Andean provinces of Peru, and is distinguished by its efforts to reach the very poor, who often live in isolated rural areas. Arariwa fosters village banking, supports savings accounts, promotes access to education, and empowers women entrepreneurs (who make up 78% of its borrowers).

About Peru

  • $12,000
    Average annual income
  • 35
    View loans »
    Peru Loans Fundraising
  • $64,488,800
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Jose to buy alpaca and sheep wool.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
May 21, 2013
May 29, 2013
Currency Exchange Loss:
Dec 17, 2013