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Viviana Esther

Update on Viviana Esther

Thank you for helping Viviana, who was able to buy footwear wholesale and thus grow her business substantially thanks to a previous Kiva loan. When she received her loan, her business changed, as she was able to purchase high turnover items, thus improving her life. Viviana tells her Kiva lenders : "thank you for helping people whose incomes are low". At this time, she needs to purchase stationery, school supplies, lingerie and electrical appliances to meet customer demand, as customers have already placed their orders. This is the reason that she is asking for another Kiva loan; based on her experience, if she is able to meet customer demand, she believes that this investment will be successful.
View original language description ↓
Gracias por apoyar a Viviana, quien con su credikiva pudo comprar calzado al por mayor y multiplicar su negocio. Cuando recibió su credikiva su negocio cambió, pues compró artículos de mayor rotación y su vida ha mejorado. Viviana dice a sus financiadores de Kiva: “Gracias por ayudar a los personas de bajos recursos. “ En la actualidad requiere comprar productos de papelería, útiles escolares, artículos de lencería y electrodomésticos para responder al mercado, que ya ha hecho sus solicitudes de pedido. Esta es la razón por la cual acude a un nuevo credikiva con el cual visiona el éxito de esta inversión, basado en su experiencia y en dar una respuesta oportuna a su clientela.

Previous Loan Details

From Barranquilla by birth and with a beautiful 9 year old daughter, for the last year she has sold merchandise like footwear, cosmetics, home appliances, toys, paper goods and school supplies. She has another income producing activity: providing pedicure, manicure and haircut services. She h... More from Viviana Esther's previous loan »

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Colombia

  • $11,100
    Average annual income
  • 357
    View loans »
    Colombia Loans Fundraising
  • $18,296,125
    Funds lent in using Kiva
  • 1,879.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,350 helped Viviana Esther to purchase stationery, school supplies, lingerie and electrical appliances.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 3, 2013
Currency Exchange Loss:
Jan 17, 2015