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Simona Del Camen
Simona, 56, lives with her spouse; she has three adult children. She started her business 23 years ago after having gained experience working in a firm. She decided to earn her income doing the only thing she knows how to do: to sell lunches, dairy products and varied merchandise like cream, school supplies, personal hygiene products and sewing clothes.

She’s gradually made progress with her business because she visits her clientele to sell everything she offers for cash and on credit from 8 in the morning until 6 in the evening. She works hard in order to be responsive and to sell more every day. She makes her purchases at multinational firms that offer specialized catalogs of their products that she uses to promote her goods.

Her goal is to grow more each time but her working capital is insufficient to rapidly reach the business goal she has set. This is why she’s calling on a Kiva loan, he first financing with Fundación Mario Santo Domingo to buy fabric and sewing supplies and foodstuffs in larger amounts to get better prices in the ingredients for her dishes. With her experience working in commerce, surely Simona will reach her dream of prosperity.
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Simona de 56 años de edad habita con su cónyuge y tiene 3 hijos en edades adultas; desde hace 23 años, inició su experiencia de negocios después de haber trabajado en una empresa, haciendo depender sus ingresos de su único medio al que decidió dedicarse: La venta de almuerzos, lácteos, mercancías variadas como cremas, útiles de aseo personal y hasta la confección de ropa. Ella poco a poco ha salido adelante con su negocio, porque visita a su clientela ofreciéndole a crédito y de contado, todos los artículos de su oferta; así desde las 8 de la mañana hasta las 6 de la tarde trabaja con esmero para lograr ser oportuna y vender cada vez mas. Sus compras las hace a empresas multinacionales, que le ofrecen guías especializadas de productos, con las cuales promociona los artículos. Su meta es crecer cada vez más, pero su capital de trabajo es insuficiente, para cumplir rápidamente el propósito que tiene frente a su negocio. Esta es la razón por la cual acude a un credikiva, primer financiamiento que hace a la Fundación Mario Santo Domingo, con el cual comprará telas e inusmos de confección, víveres en mayor volumen, para obtener mejores precios en la producción de sus alimentos. Con su experiencia de trabajo en el comercio, muy seguramente Simona hará realizada su sueño de prosperidad.

Additional Information

About Fundación Mario Santo Domingo

Fundación Mario Santo Domingo (FMSD) is a non-profit organization in northern Colombia dedicated to developing programs for the country’s poorest communities. In addition to numerous social services, FMSD runs a microfinance program to strengthen micro-businesses in the areas where it works. The organization also offers several non-financial components as part of this program, including training to help entrepreneurs start their own businesses.

About Colombia

  • $11,100
    Average annual income
  • 244
    View loans »
    Colombia Loans Fundraising
  • $16,895,775
    Funds lent in using Kiva
  • 1,879.7
    Colombia Pesos (COP) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Simona Del Camen to buy fabric, sewing supplies and foodstuffs in larger amounts.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 20, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014