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Santa Lucia Ii Group
In this Group: Maria Isabel , Miriam Esther , Nicolas Isaias , Crisanta Elizabeth , Santos Yolanda , Juana Jesus
Santos Yolanda’s a single mother. She’s 33-years-old and never went to school. She has two children both of which attend school. She’s a merchant. She sells clothes for children and infants. She started the business with little capital and to date has 10 years’ experience.

She decides to form a group to request a loan she’ll use to buy merchandise to stock her business. In future she’d like to have a larger stand and to have more merchandise. The other group members work in crafts and in commerce.
View original language description ↓
La señora Santos Yolanda es madre soltera, tiene 33 años de edad, no tubo la oportunidad de estudiar, tiene 2 hihos y los 2 estan estudiando, ella se dedica al comercio, vende ropa para niños y bebes, inició este negocio con poco capital y hasta el momento lleva 10 años de experiencia.

Decide organizar un grupo para poder solicitar un préstamo que lo utilizará para la compra de mercadería para surtir su negocio, en el futuro desea contar con un puesto mas grande y tener mas mercadería; las demás integrantes del grupo se dedican a artesanía y comercio.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 73
    View loans »
    Guatemala Loans Fundraising
  • $12,593,650
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of Santa Lucia Ii Group's $1,300 loan helped a member to buy merchandise.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2013
May 28, 2013
Currency Exchange Loss:
Aug 30, 2014