Check out some available loans that are similar to this one!
Las Esmeraldas Group
In this Group: Gladys Blanca, Carmen Victoria, Ysabel*, Olga, Beatriz, Judyt Martir, Gladys Lucy, Yolanda Antonieta, Mirell Irma
* not pictured
This is the “Las Esmeraldas” (The Emeralds) communal bank. It has nine members most of them neighbors from the zone. Said group is noted for being responsible, mutually supportive people.

Gladys, 41, is married with three children two of which are still dependent. For more than four years she’s been knitting; she makes jackets, shawls, bedspreads among other accessories and she does it to order. Said activity has made it possible for her to earn household income. Gladys is a very hardworking woman who seeks to make herself better every day which is why she attends knitting workshops. She will use her current loan to buy yarn and wool because she has much knitting to do. Her greatest wish is to see her children become professionals. Gladys is second from the right and is wearing a blue tank top and black slacks.

Ysabel was unable to be present because of work. The Las Esmeraldas group is grateful for the loan provided.
View original language description ↓
Esta es la Alcancía Comunal “Las Esmeraldas” y la conforman 09 socios, la gran mayoría de ellos vecino de la zona, dicho grupo se caracteriza por ser personas responsables y solidarias. Gladys 41 años, es casada con 03 hijos 02 de ellos aún dependientes. Hace más de 04 años que se dedica al tejido, la cual confecciona chompas, chalinas, colchas, entre otros accesorios y lo realiza a pedidos. Dicha actividad le ha permitido generar ingresos para su hogar. Gladys es una mujer trabajadora que busca superarse cada día, es por ello que asiste a talleres de tejidos. Su último crédito lo destinará para la compra de hilos y lanas ya que tiene varios tejidos por realizar. Su mayor deseo es de ver a sus hijos realizados profesionalmente. El grupo “Las Esmeraldas” agradece el crédito brindado. Gladys es la segunda del lado derecho y viste bivirí color celeste y pantalón negro. Ysabel no puedo estar presente por motivo de trabajo.

Additional Information


EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 46
    View loans »
    Peru Loans Fundraising
  • $64,489,150
    Funds lent in using Kiva
  • 2.7
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Las Esmeraldas Group's $3,550 loan helped a member to buy yarn and wool.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 17, 2013
May 28, 2013
Currency Exchange Loss:
Oct 17, 2013