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San Sebastian Group
In this Group: Vitalina , Antonieta Marisol , Lesvi Ramona Matias , Luciana , Marta Sofia , Vindy Ana Rosa , Tomasa Mauricia
Vitalina’s in a common law relationship; she’s 59-years-old and completed first grade. She has two children and both of them are attending school. She works making refreshments to sell them near her house and in nearby locations. She started the business with just a few sales and to date has 10 years’ experience.

She decided to organize a group to be able to request a loan she’ll use to buy ingredients to prepare more refreshments and increase her working capital. In future, she’d like to have more sales and improve her profits.

The other group members sell refreshments and run basic staple stores. Eight members appear in the photo but the loan was only granted to seven of them.
View original language description ↓
La señora Vitalina de estado civil unida de hecho, cuenta con 59 años de edad, curso 1 año de educacion primaria, tiene 2 hijos y los 2 estan estudiando, ella se dedica a preparar refacciones para venderlos cerca de su casa y lugares cercanos, inició este negocio con pocas ventas y hasta la fecha lleva 10 años de experiencia.

Decide organizar un grupo para poder solicitar un préstamo que lo utilizará para la compra de insumos para preparar mas refacciones y asi agrandar su capital de trabajo, en el futuro desea tener mas ventas y mejorar sus ganacias; las demás integrantes del grupo se dedican a vender refacciones y a tienda de consumo diario. En la fotografia aparecen 8 integrantes, pero solamente a 7 de ellas se les concedió el préstamo.

Additional Information

About Asociación ASDIR

ASDIR (Asociación de Desarrollo Integral Rural - Association for the Development of Rural Communities) is a community-based organization that works to promote development in the villages and communities where it serves. It was founded in 1999 in the village of Nimasac, Totonicapán Department, by a handful of local men and women to support community projects and group loans. Today ASDIR has 5 offices across 3 departments (Totonicapán, Sololá and Suchitepéquez) serving more than 6,000 clients, most of them in rural communities.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.


About Guatemala

  • $5,300
    Average annual income
  • 53
    View loans »
    Guatemala Loans Fundraising
  • $12,553,550
    Funds lent in using Kiva
  • 7.8
    Guatemala Quetzales (GTQ) = $1 USD

Success!! The loan was 100% repaid

A portion of San Sebastian Group's $2,825 loan helped a member to buy ingredients to prepare food.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 2, 2013
May 28, 2013
Currency Exchange Loss:
Apr 2, 2015