A loan of $350 helped to buys seeds and fertilizers for her business.


Kalpana's story

Kalpana is 34 years old. She is married and has one child who is six years old. In 2006, Kalpana established her business farming vegetables. She works four hours a day, seven days a week to support her family. She has already received and successfully repaid seven loans from Patan BPW, using her most recent loan to buys seeds and fertilizers for her business. In the future, Kalpana plans to improve the economic condition of her family. She thanks you for your support. Over 70% of Nepal's economy is agricultural. Typically, Nepali households grow crops on small plots of terraced land. Rice (bhat), lentils (daal), and vegetables (thakari) are the staples of the Nepali diet. With a Kiva loan, BPW's borrowers are able to purchase greater amounts of seed and fertilizer. With more seeds and fertilizer, borrowers are able to grow cash crops to be sold in the local market. Such crops allow households to move beyond subsistence and provide much-needed cash income throughout the year.



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