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Momela Group
In this Group: Merina, Sara, Elizabeth, Sabina, Salma, Yasin, Amos, Frank, Rebeca, Mwajabu, Muhsin
Merina, who is in her mid 30s, is married with two children who go to school. She has been a food-vendor for ten years now. She works from 6.00 am to 10.00 pm daily and is able to make a fair monthly profit.

This will be Merina's 12th loan from Tujijenge Tanzania. She used the previous loans to keep increasing her stock of food. She started with just ten kilos of wheat flour, five kilos of beans, a bottle of cooking oil, a small packet of charcoal and one kilo of meat. But now she buys in bulk; for example, 50 kilos of wheat flour, 35 kilos of beans, two sacks of charcoal, a bucket of cooking oil, 20 kilos of meat, and all this is just in a week.

She used to only sell vitumbuwa (a kind of fried dough) and mandanzi (a type of doughnut), with beans early in the morning. But now after breakfast she sells food for lunch and dinner as well. She has paid back all her loans successfully. She used the profit to buy a TV set, bought a land, bought her sofa set, paid school fees and covered household expenses. She will use this loan to restock the missing items in her food store. She dreams of owing a building.

Merina will share this loan with her loan group "MOMELA" which has eleven members who will hold each other accountable for paying back the loan.

Additional Information

About Tujijenge Tanzania

This loan is administered by Tujijenge Tanzania, which was founded in 2006. It has operations in Dar es Salaam, the coastal region, and the Lake Victoria region. The organization aims to reach out to micro entrepreneurs and provide them with financial and social intermediation services because capital is one of the major barriers to development and success for micro-enterprise initiatives in Tanzania.

For more information on Tujijenge Tanzania, please visit its partner page, or join its lending team.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Tanzania

  • $1,900
    Average annual income
  • 50
    View loans »
    Tanzania Loans Fundraising
  • $15,699,975
    Funds lent in using Kiva
  • 1,628.5
    Tanzania Shillings (TZS) = $1 USD

Success!! The loan was 100% repaid

A portion of Momela Group's $5,225 loan helped a member to restock the missing items in her food store.
100% repaid
Repayment Term
6 months (Additional Information)
Repayment Schedule
May 22, 2013
Jun 2, 2013
Currency Exchange Loss:
Oct 17, 2013