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Rani is a 50-year-old woman. She lives in Punjab, Pakistan, with her husband and six children. Since 1999, her husband has been working as a scrap dealer, which is the only source of income for their family. They belong to a poor family and his income is inadequate to run the household.

Rani has requested a loan from Kiva's partner Brac Pakistan. The loan amount will help her husband to purchase scrap iron, plastic and nylon for reselling at a profitable price. With the help of this loan, her husband will be able to grow his business and increase their income from it.

Rani dreams of the higher education of her children. She hopes that the financial issues of her family will resolve soon and she can start putting aside savings for her children's education. She is grateful to Kiva and BRAC Pakistan.

Additional Information

More information about this loan

BRAC Pakistan focuses its work in some of the most underdeveloped parts of Pakistan, characterized by poor infrastructure and high levels of poverty. By supporting this loan, you are enabling access to finance for borrowers living in some of Pakistan's poorest areas.

About BRAC Pakistan

BRAC Pakistan is a subsidiary of BRAC, one of the world’s largest development organizations with a focus on microfinance and economic empowerment. It offers micro-loans designed to help small businesses, very poor clients and others, in addition to health and education services. Kiva’s flexible, zero-interest capital will enable BRAC to expand its outreach in underserved regions and to women who have had no access to microfinance services.


About Pakistan

  • $4,700
    Average annual income
  • 323
    View loans »
    Pakistan Loans Fundraising
  • $16,502,100
    Funds lent in using Kiva
  • 98.4
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Rani to purchase scrap iron, plastic and nylon for reselling.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
May 31, 2013
May 28, 2013
Currency Exchange Loss:
Apr 16, 2014