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Donabegim lives in the Shahrituz region. She is 55 years old and she is a widow with one grown son who is now a migrant worker in Russia. Donabegim lives alone. She wants to start a business buying and selling women's clothes. She has already secured a trading stall at the central market in her region. She plans on buying her goods on a wholesale basis in Dushanbe and selling them for a good price at her regional market. With this goal in mind, Donabegim is asking for a loan to buy women's clothes so she can start her retail business.
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Донабегим жительница района Шахритуз. Ей 55 лет. Она вдова. Донабегим имеет одного взрослого сына, который сейчас находится в России на заработках. Донабегим живет одна. Она хочет начать бизнес в сфере торговли и заняться продажей одежды. Донабегим уже приобрела торговую точку на центральном рынке района. Она планирует оптом закупать товар с города Душанбе и продавать их по розничной цене на рынке своего района. С этой целью Донабегим запрашивает кредит для закупа одежды и тем самым начать свой торговый бизнес.

Additional Information

More information about this loan

This loan is part of Humo's startup loan program targeting particularly vulnerable clients who live at subsistence and do not qualify for the standard loan due to lack of income from an existing business. This program offers clients up to a 4-month grace period on the loan. By funding this loan, you are supporting borrowers who have limited options to start and grow small businesses. This has the potential to alleviate the effects of poverty, significantly improving borrowers' incomes and their families' quality of life. 

About MDO Humo and Partners

MDO Humo and Partners is a microfinance institution in Tajikistan that aims to support vulnerable and underserved populations living in rural areas through financial and consulting services for small businesses. Kiva loans are used by groups and individual borrowers to start and grow businesses and build brighter futures for themselves, their families and their communities. This is especially important in Tajikistan, the poorest country in Central Asia, where more than two-thirds of the population lives below the poverty line.


About Tajikistan

  • $2,700
    Average annual income
  • 238
    View loans »
    Tajikistan Loans Fundraising
  • $32,063,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $700 helped Donabegim to buy clothes.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 21, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014