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Mavzuna was born in Kanibadam. She enrolled in university after finishing school and finished with good marks. She got married afterwards, but her jealous husband would not allow her to work. Mavzuna resigned herself to the fact that family is more important than a career. They were happy, but her husband had to leave for Russia to find work, as he wasn't able to find good work with a decent salary at home. Mavzuna was left with two children, the youngest of whom was only a year old, and she had to work at home herself and also find money on which to live. She began to bake pastries, buns and all kinds of sweets at home to sell to local shops, and in return bought flour and other ingredients. In this way, she increased the income of her business. Now Mavzuna is already a professional baker. She has opened her own stall at the local market to sell her sweets, and now she needs to buy a big oven so improve the quality of her buns. She has turned to Arvand for this. Mavzuna is very happy that, with the help of a loan from Arvand, she is able to have a decent income and improve her living conditions.
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Мавзуна родилась в Канибадаме. После окончания школы поступила в университет, и закончила на хорошо. После вышла замуж. Но ревнивый муж не дал ей работать. Она смерилась с этим, ведь семья важнее карьеры. Они были счастливы. Но ее мужу пришлось уехать в Россию и зарабатывать там на жизнь так как сдесь он не смог найти достойную работу с хорошей заработной платой. Мавзуна осталась с двумя детьми. Младшему было еще год. И ей пришлось самой работать дома, и как то зарабатывать на жизнь. Она начала дома печь лепешки, булочки и всякие сладости и продавала местным магазинам. И в замен покупала муку и другие ингредиенты. Этим она увеличила доходность своего бизнеса. Сейчас она уже профессиональный пекарь. Она в местном рынке открыла личную прилавку для продажи сладостей. А сейчас ей надо купить большую печь, для улучшения качества ее булочек. Для этого она и обратилась в «Арванд». Мавзуна очень рада с помощью кредита в Арванде она сможет иметь большой доход и улучшить свои условия проживания.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 230
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Mavzuna to buy an oven.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 5, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014