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Inomchon lives in a rural village, not far from the city. He lives together with his mother. His father died a long time ago, when Inomchon was 8, leaving them alone. His mother raised the children by herself, which was very difficult. So now he is all grown up, and is already 36. He is married and has three children. He built his family on his own. Because of his circumstances, he could not go to college; his mother needed his help at home. But he graduated successfully from high school. He has worked on a collective farm since he was young, and has always loved animals. When he was still a young boy, he used to feed the cattle together with his father. Now whenever he feeds the cattle, he is reminded of his father. Right now Inomchon works at the collective farm and is also raising cattle. His capital has decreased because of family difficulties. Now it is his busy season, and he wants to increase his number of animals. For this he has turned to Arvand for a loan. Incomchon plans to use the loan to buy a cow and expand his business, which is very profitable.
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Иномчон проживает в селе, не далеко от города. Живет в одном доме с мамой. А отец давно умер оставив их одних. Ему было 8 когда умер его отец. И его мама одна растила и воспитала своих детей. Ей было очень тяжело. Вот он вырос, ему уже 36 лет. Он женат и у него трое детей. Он сам построил свою семью. Из за обстоятельств он не смог поступить в университет, так как его маме было нужна помощь. Хотя окончил школу хорошо. Он с ранних лет работал в колхозе, и он очень любил животных. Когда он был еще маленьким, вместе с своим отцом он кормил скотов. И сейчас он занимается откормом скота и каждый раз вспоминает своего отца. Иномчон на данный момент работает колхозником и совместно занимается откормом скота. Из за семейных трудностей его капитал ухудшился. Так как сейчас сезон оборота он хочет увеличит поголовье своего скота. Для этого он и обратился в организацию Арванд за кредитом.
На полученный кредит Иномчон планирует купить скот и расширить свой бизнес, так как этот бизнес дает хорошую прибыль.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 205
    View loans »
    Tajikistan Loans Fundraising
  • $31,826,550
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Inomjon to buy a cow.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
May 6, 2013
May 28, 2013
Currency Exchange Loss:
Jun 17, 2014